Portfolio Look-Through Report · 2026-06-14 22:21

Portfolio Summary

Invested

CA$22,892

your actual capital

Captured exposure

CA$11,570

50.5% of invested

ETFs

funds held

Direct stocks

individual positions

Reserved cash

CA$2,000

8.7% of portfolio

Unique underlying

distinct companies

Data coverage: VFV: 51.1% of underlying weight captured · XEQT: 17.5% of underlying weight captured · CDZ: 24.2% of underlying weight captured. Stockanalysis.com exposes top-25 holdings per fund; the tail of broad-market funds is not resolved individually. Percentages below are of captured exposure.

Findings

Automated observations from your portfolio composition

Single-name concentration: NVDA

NVDA is 31.0% of your captured exposure — most advisors cap single-name positions at 5-10%.

Heavy sector tilt: Technology

56.7% of your captured exposure is in Technology. A sector-specific shock would affect you disproportionately.

Aggressive beta: 1.36

Your portfolio is 36% more volatile than the broad market. Expect larger swings in both directions.

Partial data coverage

Only 51% of invested capital has been resolved to individual holdings (stockanalysis.com exposes top-25 per fund). Metrics below reflect the captured portion.

Target Allocation & Rebalancing

Current vs target · Red = overweight · Green = underweight

Rebalancing Trades

Buy / sell to bring the portfolio back to your target weights

Action	Position	Amount (CAD) ↓	Rationale
BUY	VFV	CA$4,157	Underweight by 18.2% (current 21.8% → target 40.0%)
BUY	CDZ	CA$434	Underweight by 1.9% (current 13.1% → target 15.0%)
BUY	CASH-CAD	CA$289	Underweight by 1.3% (current 8.7% → target 10.0%)

Contribution Optimizer

How to deploy CA$3,000 of new capital to move toward target

Action	Position	Amount (CAD) ↓	Rationale
BUY	VFV	CA$3,000	Underweight: brings VFV from 21.8% to ~30.9% (target 40.0%)

Concentration

HHI

1333.7

Herfindahl-Hirschman Index. <100 highly diversified · 100-1500 moderate · >1500 concentrated.

Top 10 Share

66.89%

Percentage of captured exposure sitting in the ten largest underlying holdings.

Effective Holdings

7.5

Your portfolio behaves like this many equal-weight positions. Higher means better diversified.

Account Tax Optimization

TFSA · RRSP · Non-Reg placement analysis for Canadian investors

Each position is scored 0–100 for its current account. Below 70 = suboptimal placement. Est. drag is an approximate annual cost of the wrong placement.

Position	Type	Account	Tax Fit ↑	Recommendation	Est. Drag/yr
NVDA	US stock	TFSA	55/100	Move to RRSP (score 85/100) US dividends face 15% withholding in TFSA. RRSP is exempt via the Canada–US treaty. Low-dividend growth stocks are less sensitive to placement.	~CA$8
SMH	Canadian ETF holding US stocks	NONREG	60/100	Move to RRSP (score 95/100) US dividends face 15% withholding in TFSA. RRSP provides the Canada–US treaty exemption — best placement.	—
XEQT	Canadian fund-of-funds (wraps US ETFs)	TFSA	72/100	Well placed Withholding happens inside the US ETF wrapper and cannot be recovered in any Canadian account. TFSA is still slightly better for sheltering growth.	—
CDZ	Canadian dividend ETF	TFSA	90/100	Well placed TFSA fully shelters eligible dividends. RRSP converts them to ordinary income on withdrawal (losing the dividend tax credit). Non-reg benefits from the DTC.	—
VFV	Canadian ETF holding US stocks	RRSP	95/100	Well placed US dividends face 15% withholding in TFSA. RRSP provides the Canada–US treaty exemption — best placement.	—

Risk & Valuation

Portfolio Beta

1.36

vs. broad market (1.0) · 97.9% coverage

Weighted P/E

46.2

trailing · 81.4% coverage

Dividend Yield

0.84%

weighted · 81.4% coverage

Metrics are CAD-exposure-weighted averages across holdings where data was available. Beta > 1 means higher volatility than the market; lower P/E suggests value tilt; dividend yield is trailing 12-month.

Holdings Map

Size = CAD exposure · Grouped by sector · Click to drill in · Hover for detail

Top 25 Holdings

Click any column header to sort

#	Ticker ↕	Name ↕	Sector ↕	Country ↕	CAD ↕	% of portfolio ↓	Sources ↕
1	NVDA	NVIDIA Corporation	Technology	United States	CA$3,588.74	31.02%	SMH VFV XEQT direct
2	CASH-CAD	Reserved Cash (CAD)	Cash	Cash	CA$2,000.00	17.29%	cash
3	AAPL	Apple Inc.	Technology	United States	CA$406.66	3.51%	VFV XEQT
4	AVGO	Broadcom Inc.	Technology	United States	CA$323.49	2.80%	SMH VFV XEQT
5	MSFT	Microsoft Corporation	Technology	United States	CA$300.98	2.60%	VFV XEQT
6	AMZN	Amazon.com, Inc.	Consumer Cyclical	United States	CA$255.47	2.21%	VFV XEQT
7	MU	Micron Technology, Inc.	Technology	United States	CA$233.23	2.02%	SMH VFV XEQT
8	GOOGL	Alphabet Inc.	Communication Services	United States	CA$221.93	1.92%	VFV XEQT
9	AMD	Advanced Micro Devices, Inc.	Technology	United States	CA$210.28	1.82%	SMH VFV XEQT
10	INTC	Intel Corporation	Technology	United States	CA$198.23	1.71%	SMH VFV XEQT
11	TSM	Taiwan Semiconductor Manufacturing Company Limited	Technology	Taiwan	CA$194.35	1.68%	SMH
12	GOOG	Alphabet Inc.	Communication Services	United States	CA$177.30	1.53%	VFV XEQT
13	RY	Royal Bank of Canada	Financial Services	Canada	CA$160.31	1.39%	XEQT
14	ENB	Enbridge Inc.	Energy	Canada	CA$140.91	1.22%	CDZ XEQT
15	META	Meta Platforms, Inc.	Communication Services	United States	CA$132.25	1.14%	VFV XEQT
16	CNQ	Canadian Natural Resources Limited	Energy	Canada	CA$118.13	1.02%	CDZ XEQT
17	LRCX	Lam Research Corporation	Technology	United States	CA$111.77	0.97%	SMH XEQT
18	TD	The Toronto-Dominion Bank	Financial Services	Canada	CA$111.49	0.96%	XEQT
19	TSLA	Tesla, Inc.	Consumer Cyclical	United States	CA$108.86	0.94%	VFV XEQT
20	AMAT	Applied Materials, Inc.	Technology	United States	CA$106.46	0.92%	SMH XEQT
21	KLAC	KLA Corporation	Technology	United States	CA$102.31	0.88%	SMH
22	SOBO	South Bow Corporation	Energy	Canada	CA$100.50	0.87%	CDZ
23	ASML	ASML Holding N.V.	Technology	Netherlands	CA$94.55	0.82%	SMH
24	TXN	Texas Instruments Incorporated	Technology	United States	CA$92.88	0.80%	SMH
25	MRVL	Marvell Technology, Inc.	Technology	United States	CA$88.06	0.76%	SMH

Top 25 by CAD Exposure

Absolute CAD values per underlying company

Exposure Breakdown

Sector · Country · Currency composition

Country

Underlying stock exposure by country of incorporation

Country	CAD	%
United States	CA$7,775.84	67.2%
Cash	CA$2,000.00	17.3%
Canada	CA$1,282.33	11.1%
Taiwan	CA$194.35	1.7%
Unknown	CA$147.98	1.3%
Netherlands	CA$146.34	1.3%
United Kingdom	CA$22.85	0.2%

Currency

Currency exposure of the underlying companies

Currency	CAD	%
USD	CA$9,193.11	79.5%
CAD	CA$2,228.60	19.3%
UNKNOWN	CA$147.98	1.3%

Market Cap Breakdown

Exposure by company size · Large-cap tilt is typical; excess small-cap can signal risk

Top Risk Contributors

Names driving your portfolio's market-risk profile · weight × beta

Risk contribution ≈ position weight × beta. Higher values mean a 1% market move causes a bigger move in your portfolio via this holding. A concentrated high-beta position dominates overall volatility.

#	Ticker ↕	Name ↕	CAD ↕	Beta ↕	Risk contribution ↓
1	NVDA	NVIDIA Corporation	CA$3,588.74	2.33	0.724
2	AAPL	Apple Inc.	CA$406.66	1.11	0.039
3	AMD	Advanced Micro Devices, Inc.	CA$210.28	1.96	0.036
4	AVGO	Broadcom Inc.	CA$323.49	1.25	0.035
5	MU	Micron Technology, Inc.	CA$233.23	1.61	0.032
6	AMZN	Amazon.com, Inc.	CA$255.47	1.38	0.030
7	MSFT	Microsoft Corporation	CA$300.98	1.11	0.029
8	INTC	Intel Corporation	CA$198.23	1.35	0.023
9	GOOGL	Alphabet Inc.	CA$221.93	1.13	0.022
10	TSM	Taiwan Semiconductor Manufacturing Company Limited	CA$194.35	1.25	0.021

ETF Overlap Matrix

How redundant are your funds?

Each cell shows the percentage of weight that two ETFs duplicate (Σ min(weight_A, weight_B) across shared tickers). Near 100% = nearly identical funds. Near 0% = no shared holdings.

Top Holdings by Fund Contribution

Stacked view of which ETF (or direct position) sources each holding's exposure